Compliance consulting for mortgage brokers

Stay licensed.
Stay exam-ready.
Keep originating.

cscape ventures LLC handles the compliance work that keeps a brokerage open for business: regulatory reporting, examination support, company and individual licensing, license renewals, surety bond support, and E&O insurance.

Sample client docketNMLS
  1. 01Q3 Mortgage Call ReportFiled
  2. 02Company license, new stateApproved
  3. 03MLO sponsorship, 10 loan officersApproved
  4. 04Annual license renewalWindow opens Nov 1
  5. 05State exam document requestIn progress
Services

Six services. One point of contact.

Brokers should spend their time closing loans, not decoding filing requirements. cscape ventures does the heavy lifting: we take ownership of your compliance obligations, track every deadline, and keep you informed in plain language, with hands-on assistance from day one and for as long as we work together.

Service 01

Regulatory Reporting

Accurate, on-time filings that hold up when a regulator reviews them.

  • Quarterly Mortgage Call Reports (RMLA) in NMLS
  • Annual Financial Condition reporting
  • State-specific annual reports and volume filings
  • Reconciliation of loan data against your LOS before submission
Service 02

Examination Support

Preparation, response, and follow-through from the first request letter to the final report.

  • Pre-exam readiness reviews and mock exams
  • Organizing and submitting document request lists
  • Regulator communication during the exam
  • Corrective action plans and finding remediation
Service 03

Company & Individual Licensing

New state entries, branch locations, and loan officer licenses handled end to end.

  • NMLS company (MU1) and branch (MU3) filings
  • Mortgage loan originator (MU4) applications and sponsorships
  • Control person and qualifying individual (MU2) filings
  • Net worth requirements and state deficiency follow-up
Service 04

License Renewals

A clean renewal season for the company, every branch, and every loan officer.

  • Renewal readiness checks before the window opens
  • Continuing education tracking for each MLO
  • Clearing license items and deficiencies ahead of submission
  • Renewal filing and status monitoring through approval
Service 05

Surety Bond Management & Renewal

The right bond amount in every state, kept active and on file in NMLS.

  • Determining required bond amounts by state and loan volume
  • Electronic Surety Bond (ESB) setup and attachment in NMLS
  • Tracking bond expiration and renewal dates
  • Bond riders when you add states, change names, or increase volume
Service 06

E&O Insurance Assistance

Errors and omissions coverage that meets your licensing and investor requirements.

  • Reviewing state and investor E&O coverage requirements
  • Gathering and organizing application information
  • Tracking policy renewal dates
  • Keeping proof of coverage ready for exams and audits
Compliance calendar

The dates we watch for you

Most compliance problems start with a missed date. These are the recurring deadlines that shape a mortgage broker's year, and we build your plan around them.

Nov 1

Annual renewal window opens in NMLS

Company, branch, and MLO renewals can be submitted for the coming year.

Dec 31

Renewal window closes

Licenses not renewed by year end can become inactive or expire, depending on the state.

+45 days

Quarterly Mortgage Call Report due

The RMLA section is due 45 days after each calendar quarter ends.

+90 days

Annual Financial Condition report

Generally due 90 days after the end of your company's fiscal year.

By state

Regulatory reporting dates for each state you are licensed in

Every state sets its own annual reports, volume filings, and other reporting deadlines. We track the dates for each state on your license list and file on time.

Deadlines and requirements vary by state and change from year to year. We confirm the current rules for every state where you hold a license.

How we work

From review to routine

Every engagement follows the same path, whether you need one urgent filing or a long-term compliance partner.

Review

We review your NMLS records, state licenses, and filing history to find gaps and upcoming obligations.

Plan

You get a written compliance calendar listing every filing, renewal, and deadline by state.

File

We prepare, check, and submit filings, and respond to regulator requests and deficiencies.

Monitor

We track license status and rule changes so you hear about issues before they become findings.

Who we serve

Built for brokerages of every size

New brokeragesFirst license
Growing brokeragesNew states & branches
Established brokeragesOngoing compliance
Mortgage loan originatorsIndividual licensing

Hands-on support from your first filing and throughout our entire relationship. cscape ventures does all the heavy lifting, so you can focus on closing loans.

Our commitment to every client
Contact

Book a consultation

Tell us about your brokerage and what you need help with. We will review your situation and follow up to schedule a consultation.

Phone
248-636-5887